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The Department of Health and Human Services issued some new rules for health plans sold in the federal exchange next year. This is good news, as these changes will give consumers more information about health plans and make it easier to compare plans.

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One of the most confusing aspects for families of children with disabilities is the concept of deductibles and how that plays into cost-sharing. Many parents will choose plans with lower deductibles, but this may mean there is also a level of fewer benefits, which could be particularly problematic for children with special health care needs. Learn more about deductibles in this blog.

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There are now changes in circumstances which will no longer qualify for special enrollment. Find out why this happened, what changes were made, and what families need to know.

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Tags : enrollment, SEPs

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Despite the Affordable Care Act, there are still about 32 million nonelderly uninsured individuals in the US. About half of these could get coverage under Medicaid or could get help buying insurance through the Affordable Care Act. Find out why there are still families without coverage and what can be done about it.

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There are new privacy tools on Healthcare.gov such as privacy manager, Do Not Track, and a new privacy notice. Find out what they are, how they work, and how they will assist consumers maintain health privacy information and help them get the best health care plans for their family.

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Healthcare.gov has come up with an important new resource to assist families in choosing health plans. Even if parents are happy with their current plan, there is a strong likelihood of finding a comparable plan that costs less, so it is important to “shop around.”

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Tags : aca, plans, options

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Even after children and adults with special needs have enrolled in a healthcare plan through a State or the Federal Marketplace, some are having difficulties accessing care. In this blog, we summarize some of the obstacles and how they can be addressed.

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Tags : aca, financing

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Recent data indicate that a large number of enrollees didn’t access health insurance cost-sharing reductions available under the Affordable Care Act (ACA). Why did this happen? How can families get more help paying for health coverage?

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The federal government issued a new rule in February regarding the Essential Health Benefits (EHBs) that must be included in all individual and small-group health plans sold in or outside of ACA Exchanges. This blog discusses how this rule may lead to improved “habilitative” services for children with disabilities.

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Health care premiums increases have lessened in recent years but costs may again rise. Find out why this could happen and what families can do to prepare.

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